The short respond to this is Yes. Even though credit card debt is not secured debt, you can be sued for defaulting on credit card debt and be taken to court.
Once in court, they can ornament your wages. While the rules for taking you to court depends on the state that you are in, generally, most states do allow creditors to take the debtors to court for credit card debt default.
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There are some instances where credit card clubs have taken debtors to court for credit card defaults of amounts as small as 00.
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